{"id":28792,"date":"2025-03-31T15:50:46","date_gmt":"2025-03-31T19:50:46","guid":{"rendered":"https:\/\/staging-wp251308.wpdns.ca\/self-funded-group-benefits-program-sfbp\/"},"modified":"2026-08-14T08:46:42","modified_gmt":"2026-08-14T12:46:42","slug":"self-funded-group-benefits-program-sfbp","status":"publish","type":"post","link":"https:\/\/staging-wp251308.wpdns.ca\/en\/self-funded-group-benefits-program-sfbp\/","title":{"rendered":"Self-Funded Group Benefits Program (SFBP)"},"content":{"rendered":"<h3><\/h3>\n<h3><strong>What is a Self-Funded Group Benefits Program (SFBP)?<\/strong><\/h3>\n<p>A Self-Funded Group Benefits Program (SFBP) is a model where the employer or group directly assumes the cost of benefits claims, rather than paying premiums to a third-party insurer. This gives organizations greater control over costs and the ability to tailor their coverage to meet the specific needs of their members.<\/p>\n<h3><\/h3>\n<p>\u00a0<\/p>\n<h2><span style=\"color: #fbb040;\"><strong>Advantages of a Self-Funded Benefits Program (SFBP)<\/strong><\/span><\/h2>\n<p><img fetchpriority=\"high\" data-lazyloaded=\"1\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2MDAiIGhlaWdodD0iMzE0IiB2aWV3Qm94PSIwIDAgNjAwIDMxNCI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=\" decoding=\"async\" class=\"alignnone wp-image-25112\" data-src=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-300x157.jpg\" alt=\"\" width=\"600\" height=\"314\" data-srcset=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-300x157.jpg 300w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-1024x536.jpg 1024w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-768x402.jpg 768w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-1536x804.jpg 1536w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-2048x1072.jpg 2048w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-200x105.jpg 200w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-96x50.jpg 96w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-575x301.jpg 575w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Avantages_PAA_2700px_EN-153x80.jpg 153w\" data-sizes=\"(max-width: 600px) 100vw, 600px\"><\/p>\n<ul>\n<li><strong>Cost Control: <\/strong>By managing claims directly, groups gain visibility and control over spending, enabling more precise budgeting.<\/li>\n<li><strong>Flexibility: <\/strong>SFBPs allow for personalized coverage based on the group\u2019s specific needs.<\/li>\n<li><strong>Optimized Reserves: <\/strong>Unused funds can be reinvested or returned to the group.<\/li>\n<li><strong>Transparency: <\/strong>Groups have full visibility on fund usage, improving risk management and financial planning.<\/li>\n<\/ul>\n<h2><\/h2>\n<p>\u00a0<\/p>\n<h2><span style=\"color: #fbb040;\"><strong>What is a Traditional Group Insurance Plan?<\/strong><\/span><\/h2>\n<p>Traditional plans involve an employer or group signing a contract with a third-party insurer. While members benefit from coverage, the employer has no control over claim costs, and a portion of the premium typically goes toward administrative fees and insurer profits.<\/p>\n<h3>Cost Comparison<\/h3>\n<p><img data-lazyloaded=\"1\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI2NDAiIGhlaWdodD0iMzM1IiB2aWV3Qm94PSIwIDAgNjQwIDMzNSI+PHJlY3Qgd2lkdGg9IjEwMCUiIGhlaWdodD0iMTAwJSIgc3R5bGU9ImZpbGw6I2NmZDRkYjtmaWxsLW9wYWNpdHk6IDAuMTsiLz48L3N2Zz4=\" decoding=\"async\" class=\"alignnone wp-image-25182 size-large\" data-src=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-1024x536.jpg\" alt=\"\" width=\"640\" height=\"335\" data-srcset=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-1024x536.jpg 1024w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-300x157.jpg 300w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-768x402.jpg 768w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-1536x804.jpg 1536w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-2048x1072.jpg 2048w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-200x105.jpg 200w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-96x50.jpg 96w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-575x301.jpg 575w, https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Comparaison_des_couts_2700px_EN-153x80.jpg 153w\" data-sizes=\"(max-width: 640px) 100vw, 640px\"><\/p>\n<ul>\n<li><strong>SFBP: <\/strong>Costs are tied to actual claims and chosen coverage levels\u2014often delivering long-term savings.<\/li>\n<li><strong>Traditional Plan: <\/strong>Costs are fixed by the insurer. While simple, it can be more expensive long-term, especially with low claims.<\/li>\n<\/ul>\n<h2><\/h2>\n<p>\u00a0<\/p>\n<h2>Why Choose a Self-Funded Program with Segic?<\/h2>\n<div style=\"display: flex; flex-wrap: wrap; gap: 20px;\">\n<div style=\"flex: 1; min-width: 300px;\">\n<p style=\"display: flex; align-items: center;\"><img loading=\"lazy\" data-lazyloaded=\"1\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5MCIgaGVpZ2h0PSI5MCIgdmlld0JveD0iMCAwIDkwIDkwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojY2ZkNGRiO2ZpbGwtb3BhY2l0eTogMC4xOyIvPjwvc3ZnPg==\" loading=\"lazy\" decoding=\"async\" style=\"margin-right: 10px;\" data-src=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/icon_approche_personnalise\u2560ue.svg\" alt=\"\" width=\"90\" height=\"90\"><\/p>\n<p style=\"display: flex; align-items: center;\"><strong>Tailored Approach: <\/strong><\/p>\n<p style=\"display: flex; align-items: center;\">We adapt programs based on group needs with optimized risk management.<\/p>\n<p style=\"display: flex; align-items: center;\"><img loading=\"lazy\" data-lazyloaded=\"1\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5MCIgaGVpZ2h0PSI5MCIgdmlld0JveD0iMCAwIDkwIDkwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojY2ZkNGRiO2ZpbGwtb3BhY2l0eTogMC4xOyIvPjwvc3ZnPg==\" loading=\"lazy\" decoding=\"async\" style=\"margin-right: 10px;\" data-src=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/icon_e\u2560uconomies_a\u2560C_long_terme.svg\" alt=\"\" width=\"90\" height=\"90\"><\/p>\n<p style=\"display: flex; align-items: center;\"><strong>Long-Term Savings:<\/strong><\/p>\n<p style=\"display: flex; align-items: center;\">Unused funds can be reinvested\u2014maximizing participant value.<\/p>\n<\/div>\n<div style=\"flex: 1; min-width: 300px;\">\n<p style=\"display: flex; align-items: center;\"><img loading=\"lazy\" data-lazyloaded=\"1\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5MCIgaGVpZ2h0PSI5MCIgdmlld0JveD0iMCAwIDkwIDkwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojY2ZkNGRiO2ZpbGwtb3BhY2l0eTogMC4xOyIvPjwvc3ZnPg==\" loading=\"lazy\" decoding=\"async\" style=\"margin-right: 10px;\" data-src=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/icon_gestion_transparente.svg\" alt=\"\" width=\"90\" height=\"90\"><\/p>\n<p style=\"display: flex; align-items: center;\"><strong>Transparent Management:<\/strong><\/p>\n<p style=\"display: flex; align-items: center;\">Powerful tools for fund tracking and adjustment.<\/p>\n<p style=\"display: flex; align-items: center;\"><img loading=\"lazy\" data-lazyloaded=\"1\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5MCIgaGVpZ2h0PSI5MCIgdmlld0JveD0iMCAwIDkwIDkwIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIiBzdHlsZT0iZmlsbDojY2ZkNGRiO2ZpbGwtb3BhY2l0eTogMC4xOyIvPjwvc3ZnPg==\" loading=\"lazy\" decoding=\"async\" style=\"margin-right: 10px;\" data-src=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/icon_support_expert.svg\" alt=\"\" width=\"90\" height=\"90\"><\/p>\n<p style=\"display: flex; align-items: center;\"><strong>Expert Support:<\/strong><\/p>\n<p style=\"display: flex; align-items: center;\">Our clients and partners ensure smooth, effective program management.<\/p>\n<\/div>\n<\/div>\n<p>\u00a0<\/p>\n<h3>The Segic Approach<\/h3>\n<p>Segic offers fully customized, flexible, and transparent solutions through administrative, adjudication, and technology services. Your financial partner manages financial arrangements. Together, we ensure the success of your self-funded program.<\/p>\n<p>If you\u2019re exploring a self-funded solution, Segic\u2014together with your intermediary\u2014is your ideal ally.<\/p>\n<p>\u00a0<\/p>\n<p class=\"\" data-start=\"44\" data-end=\"189\"><strong>I\u2019d like to propose a quick 30-minute meeting to introduce the platform, the available products, and how it can align with your current approach.<\/strong><\/p>\n<p class=\"\" data-start=\"191\" data-end=\"253\">Click the button below to pick a time that works best for you.<\/p>\n<p class=\"\" data-start=\"255\" data-end=\"290\">Looking forward to connecting soon!<\/p>\n<p><strong>Danny Boulanger<\/strong><br \/>\nPr\u00e9sident e&amp; CEO<\/p>\n<p>514 880-7704<\/p>\n<p>dboulanger@segic.ca<\/p>\n<p><a href=\"https:\/\/staging-wp251308.wpdns.ca\/en\/schedule-a-meeting\/\"><img loading=\"lazy\" data-lazyloaded=\"1\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyNDQiIGhlaWdodD0iNTIiIHZpZXdCb3g9IjAgMCAyNDQgNTIiPjxyZWN0IHdpZHRoPSIxMDAlIiBoZWlnaHQ9IjEwMCUiIHN0eWxlPSJmaWxsOiNjZmQ0ZGI7ZmlsbC1vcGFjaXR5OiAwLjE7Ii8+PC9zdmc+\" loading=\"lazy\" decoding=\"async\" class=\"wp-image-25135 alignleft\" data-src=\"https:\/\/staging-wp251308.wpdns.ca\/wp-content\/uploads\/Bouton_EN.svg\" alt=\"\" width=\"244\" height=\"52\"><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is a Self-Funded Group Benefits Program (SFBP)? A Self-Funded Group Benefits Program (SFBP) is a model where the employer or group directly assumes the cost of benefits claims, rather than paying premiums to a third-party insurer. This gives organizations greater control over costs and the ability to tailor their coverage to meet the specific [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":28793,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[],"class_list":["post-28792","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-segic-blogs-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/posts\/28792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/comments?post=28792"}],"version-history":[{"count":1,"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/posts\/28792\/revisions"}],"predecessor-version":[{"id":30351,"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/posts\/28792\/revisions\/30351"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/media\/28793"}],"wp:attachment":[{"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/media?parent=28792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/categories?post=28792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging-wp251308.wpdns.ca\/en\/wp-json\/wp\/v2\/tags?post=28792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}